RESIDENTIAL HOME LOANS
Cyber Mortgage is accredited a large range
of major banks and lenders. Our certified financial planners will present
to you the best home loan from over 30 lenders; and we can arrange any
or a combination of the following:
• Basic variable
• Standard variable
• 100% offset
• First Home buyers
• Lines of credit
• Equity loans
• Second mortgage
• Principal and interest loans
• Fixed rate loans
• Interest only loans
• Low Doc loans
Each loan is of course different, with different terms and conditions.
For some of our customers, we can advise upfront which loan package is
the best path to follow. For others, it takes a bit more analysis to arrive
at the best result; and may depend on how much they wish to borrow, their
earnings, savings, credit history and more.
First Home Buyers
At Cyber Mortgage, we realise the buying your fist home is extremely exciting.
We also know that it can be a little daunting and for many first home
buyers, the tasks attached to evaluating the various loan options and
rates requires considerable time and effort. We eliminate any of the confusion
that you may have experienced in dealing with other providers and at your
first consultation and we present a clear and concise overview of the
options available to you. Cyber Mortgage will also explain the features
and benefits of the most suitable loans for your situation and give you
an upfront indication on the amount you can borrow and what the repayment
terms will be.
Most first home buyers will want to understand if they are eligible for
the Federal Government’s first home buyer’s grant. Cyber Mortgage
has helped first home buyers secure assistance and will guide you through
the application process in which the following criteria applies:
• Applicants can access a one-off $7,000 payment; although must
be buying or building their first home in Australia (and must be Australian
citizens or permanent residents).
• Applicants must not have owned a home, either separately or with
some other person.
• Joint applicants will be restricted to a single application for
a property and the grant will be a once off payment of $7,000.
• An eligible home must be intended to be a principal place of residence
and occupied within a reasonable period and must meet local planning standards.
Professional, Personal,
Fast and Simple
After your initial Cyber Mortgage home loan consultation, and once we
have a more detailed understanding of your situation and finance preferences,
we will then immediately commence shopping around the home loan marketplace
to secure the most attractive loan package for your individual needs.
This process usually takes 24-48 hours and then a Cyber Mortgage home
loan consultant will present to you a series of lenders and their product
offerings. This presentation is usually in a table or matrix format outlining
the rates, terms and conditions of each product. You can rest assured
that our negotiations with lenders will achieve the best outcomes for
you. Once we have determined the best way forward, we then complete all
the transactional work for you.
Using Cyber Mortgage is the smartest way to secure finance as we provide:
• Certified financial planners experienced in every facet of lending
• Wide range of loans from the top lending institutions
• Independent advice and personalised solutions
• The best deal
And, by the way…we charge no fees; do all the paperwork and will
come to your home or office if required!
Click on the link below to
enter
our Online Loan Center